{"id":2956,"date":"2026-10-16T09:46:33","date_gmt":"2026-10-16T13:46:33","guid":{"rendered":"https:\/\/sainti.org\/church\/?page_id=2956"},"modified":"2026-10-16T09:47:11","modified_gmt":"2026-10-16T13:47:11","slug":"ira-qualified-charitable-distribution","status":"publish","type":"page","link":"https:\/\/sainti.org\/church\/ira-qualified-charitable-distribution\/","title":{"rendered":"IRA Qualified Charitable Distribution"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Support the Parish with an IRA<\/strong> <strong>Qualified Charitable Distribution (QCD)<\/strong><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" \/>\n\n\n\n<p class=\"wp-block-paragraph\">Donors age 70\u00bd or older may qualify to make a charitable gift directly from an IRA to St. Ignatius Loyola Parish.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A Qualified Charitable Distribution (QCD) is a direct transfer of funds from your IRA custodian, payable to a qualified charity, such as our parish. As long as certain requirements are met, QCDs can fulfill your required minimum distribution (RMD), avoid paying income tax on the distribution, and provide a significant gift to support the work and mission of our parish.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A few points when considering an IRA QCD:<br>\u00b7 &nbsp; &nbsp; &nbsp; &nbsp; the donor must be 70\u00bd years old or older<br>\u00b7 &nbsp; &nbsp; &nbsp; &nbsp; the distribution must transfer directly from your IRA to a qualified charitable organization<br>\u00b7 &nbsp; &nbsp; &nbsp; &nbsp; each individual in a married couple can donate up to $100,000 from individual IRA accounts<br>\u00b7 &nbsp; &nbsp; &nbsp; &nbsp; Note: the gift would not be eligible for a charitable income tax deduction<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Please consult your tax professional to determine if this charitable giving strategy is an option for you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"Support the Parish with an IRA Qualified Charitable Distribution (QCD) Donors age 70\u00bd or older may qualify to make a charitable gift directly from an IRA to St. Ignatius Loyola Parish. A Qualified Charitable Distribution (QCD) is a direct transfer of funds from your IRA custodian, payable to a qualified...","protected":false},"author":78,"featured_media":0,"parent":0,"menu_order":-1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2956","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/sainti.org\/church\/wp-json\/wp\/v2\/pages\/2956","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sainti.org\/church\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sainti.org\/church\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sainti.org\/church\/wp-json\/wp\/v2\/users\/78"}],"replies":[{"embeddable":true,"href":"https:\/\/sainti.org\/church\/wp-json\/wp\/v2\/comments?post=2956"}],"version-history":[{"count":2,"href":"https:\/\/sainti.org\/church\/wp-json\/wp\/v2\/pages\/2956\/revisions"}],"predecessor-version":[{"id":2958,"href":"https:\/\/sainti.org\/church\/wp-json\/wp\/v2\/pages\/2956\/revisions\/2958"}],"wp:attachment":[{"href":"https:\/\/sainti.org\/church\/wp-json\/wp\/v2\/media?parent=2956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}